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The cost of car insurance for under-25s is eye-wateringly high. The average cost for a 17-22-year-old is already over £1,400/yr. However, you can cut costs. This is a step-by-step guide to young drivers’ car insurance, helping you compare more than 100 providers in minutes, with specialised tricks.

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National Insurance rates 2018-19. The amount of National Insurance you pay is worked out in a similar way to income tax. National Insurance is calculated on gross earnings (before tax or pension deductions) above an ‘earnings threshold’.