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Car insurance rates vary widely, especially for young drivers. Compare the best car insurance companies for young adults. Find the cheapest auto insurance.

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Risk which can be insured by private companies typically shares seven common characteristics: Large number of similar exposure units: Since insurance operates through pooling resources, the majority of insurance policies are provided for individual members of large classes, allowing insurers to benefit from the law of large numbers in which predicted losses are similar to the actual losses.

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We lift the curtain to explain why your car insurance rate could increase after you get a quote or when your policy term renews.

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Do you know that you do not always get the same premium whenever you renew your vehicle’s insurance? Different insurance companies might also quote different premiums for the same car and driver. This is because the premium charge hinges on a number of factors, which are determined by the individual.

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This guide to car insurance claims walks you through what to do after an accident, what information to take and how to get your claim started

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